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All our activities & decisions must be based on & guided by these values:

• Treating our customers, competitors, vendors & associates with respect & dignity.
• Placing the interests of our customers first.
• A continuous quest for superior quality in everything we do.
• Adhering to the conduct that reflects the highest standard of business integrity.
• Teamwork from the smallest unit to the enterprise as a whole.
• Being good citizens in the communities in which we live & work.

To the extent we act according to these values, we believe we will provide outstanding service to our clients & customers, and earn a leadership position in our business segments.